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Permissibility Of Debit Card In Islamic Finance
Are Islamic Financial Institutions permitted to issue debit cards?
The use of a debit card is permissible provided the user does not exceed the available balance. This avoids any resulting interest charges. It is also permissible for the Islamic bank to charge an annual fee for providing the debit card facility to the client. For the avoidance of doubt, by debit card we mean a card that allows the client to access his existing bank account to pay for products or services with available funds.

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