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Guaranteeing Creditor Against Loss
May the borrower, before borrowing, guarantee the creditor against loss, damage or theft?
It is impermissible for a borrower to guarantee against loss, damage or theft before borrowing; responsibility for loss, damage or theft is determined at the time it occurs, whether due to the borrowers negligence, in which case the borrower is liable, or otherwise, in which case the lender is liable.





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