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Offering Istisna Customer Lower Spot Price And Higher Deferred Price
Is it permissible for a bank to offer an Istisna customer the option to pay either a lower spot price or a higher deferred price?

Only prior to the final agreement, it is permissible for the bank to give its customer the option of either paying a standard spot price or a higher deferred price. The customer must choose one option prior to execution and the contract must explicitly mention the chosen contract price and corresponding manner of payment, whether spot or deferred.

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