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Items Of Fluctuating Value
The value of certain possessions of the bank is greater at times and less at others; under these circumstances, which value should be used for the determination of the amount of insurance to be paid and what is the ruling with regard to payment of benefit
The valuation of such possessions of the bank should be carried out when the Takaful contract is contracted for. The premiums must be determined based on this valuation and the benefits paid out must be commensurate to the amount of actual damage calculated based on the value of goods on the day the damage occurs.

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