Additional learning material for self-study.
Musawamah Facility Agreement
Musharakah Investment Agreement
Mudarabah Financing Agreement
Murabaha Facility Agreement
Syndication Mudarabah Agreement
Agreement For Interest Free Loan
Ethica Advisory
Structuring
Ethica helps you create a bank, window, or product
Ethica structures new products and restructures existing products to help launch your Shariah-compliant bank, window, or product. End-to-end advisory services include documentation, manuals, and training. We specialize in Sukuk, Takaful, Retakaful, Islamic investments, mutual funds, and converting conventional banks into Islamic banks.
Shariah Audit
Ethica conducts internal and external Shariah audits
Ethica issues a Certified Audit Report after conducting an internal and external Shariah audit of your Islamic bank, Takaful or Retakaful company, fund, or Sukuk.
Certification
Ethica reviews and certifies your bank, window, or product
Ethica reviews and issues an accredited AAOIFI-compliant certification endorsing your bank, window, or product with Ethica's globally trusted seal of approval.
Learning Design
Ethica creates a new training program for your team or helps you improve your existing internal e-learning or face-to-face programs
Ethica delivers a customized or off-the-shelf training program for your proprietary use, drawing on experience from being the most trusted name in Islamic finance certification, with over 15,000+ paying learners in 65 countries.
Why Ethica Advisory
- Rapid Response: Emails responded to within one or two business days. No more waiting for weeks to get a response.
- Global Experience: With over 100 man years of experience in executing Islamic finance projects, Ethica Advisory is a full-service Shariah boutique.
- Dedicated Shariah Advisors: With a full-service team of Shariah professionals — from leading AAOIFI-level scholars to highly responsive Shariah coordinators — our goal is completion.
To get started email [email protected]
Ethica's Shariah Scholars Advised these Clients:
Shariah Advisory, Shariah Audits, Structuring, and Training
New Window Learning and Certification
Product Approvals and Banker Training
Mid to Senior Certification
Shariah Board and Product Development
Pre-Launch Learning and Certification
Developed Investment Product
Certified Investment Vehicle
Country Launch Certification
Core Banking Technology Advisory
Created Home Finance Product, Launched Income Fund
Customer Awareness Program
Learning Design and Training
Semester-Based Learning Design
DISCLAIMER: These sample contracts are provided for example purposes only. They should not be duplicated
without consideration of a particular situation. One should always seek the expert legal opinion of, at
minimum, a qualified Islamic finance scholar and a registered legal counsel for the relevant jurisdiction.
Laws vary by jurisdiction and certain provisions in these sample contracts may not be enforceable. These
sample contracts are for illustrative purposes only and its user indemnifies the sender for any wrongdoing.
