Ethica has given over $400,000 in financial aid to scholars, students, the unemployed, and professionals.
Riba will not go away without spreading knowledge. And no one spreads knowledge better than a reliable scholar steeped in traditional knowledge, seasoned with practical experience, and imbued with taqwa. When we train one banker, the training usually ends with that banker. But when we train one scholar, we help support thousands of people across numerous communities and institutions.
2026 Scholarship Winners
Selected from over 200 exceptional applicants, join us in congratulating these dedicated professionals for their tremendous achievement. From among all the applicants, we believe these individuals will have the greatest positive impact on humanity after their certification is complete.
Ethica’s scholarship and financial aid programs have disbursed over $400,000 of awards globally, because we believe that a world free of interest begins with a world full of knowledge.
Each applicant was individually reviewed by our management team before final decisions were issued by Ethica’s Shariah Board. Their awards consist of:
• SCHOLARSHIP AWARD ($1,495 value)
• HONORABLE RECOGNITION AWARD ($505 value)
— Award-winning Certified Islamic Finance Executive (CIFE™) or Advanced CIFE™ (ACIFE™) certification
— Name and bio on winners’ list for 1 year on Ethica’s website (ethica.institute)
— CIFE (Schol), CIFE (Hon), ACIFE (Schol), or ACIFE (Hon) as a designatory title professionally and on LinkedIn
Listed alphabetically by first name:
CIFE (SCHOL) SCHOLARSHIP WINNERS
Mufti Abbas Piparawala
Drawing on his studies in the specializations of Fiqh and Hadith, Mufti Abbas serves as an imam and educator, directs an Islamic institute, engages in research and authorship, issues fatawa, and leads community initiatives in Ontario, Canada. His endeavour in the field of Islamic finance is to develop foundational educational material aimed at making Shariah-compliant business models accessible to a wider audience.
Muhammad Bilal Khizar is a graduate of Darussalam Seminary’s seven-year ʿĀlimiyyah(Takmīl) program and is currently studying the Iftaa course under Muftī Abrar Mirza at Darul Iftaa Chicago. His studies include AAOIFI Sharīʿah Standards and Muftī Taqi Uthmani’s Fiqh al-Buyūʿ, along with practical fatwa drafting and training. He aims to contribute to the advancement of Sharīʿah-compliant finance by bridging classical fiqh with contemporary economic practice.
Mohi Uddin is a Certified Shari’ah Adviser and Auditor (CSAA, AAOIFI, Bahrain) with an M.A. in Applied Linguistics and Arabic Language Teaching Method. He currently serves as Shari’ah Secretary at NRB Bank, where he ensures Shari’ah compliance and integrity in Islamic banking operations. Aspiring to be a scholar-practitioner, he seeks to strengthen the intellectual and ethical foundations of Islamic finance to support a sustainable, interest-free global economy through globally consistent, Shari’ah-compliant practices.
HONORABLE RECOGNITION WINNERS
CIFE (Hon) + ACIFE FA (Hon) + ACIFE ACC (Hon)
Osman Acheampong https://www.linkedin.com/in/osman-acheampong-47499062
A commercial credit professional with over 20 years of experience at various community banks, Osman came to Islamic finance late in his career and is absolutely determined to continue to pursue education in the sector so he can be part of the growing cadre of people who can help conventional banks to adopt Islamic finance and banking principles and promote fairness and less risky practices for consumers. He is looking forward to completing all of the CIFE and ACIFE certifications in order to advance this goal.
ACIFE FA (Hon) + ACIFE ACC (Hon)
Raafi T. Islam
Raafi is a graduate of the 7-year Alimiyyah program from Darul Uloom Zakariyya He is passionate about applying Islamic sciences in practical contexts. He actively serves nonprofits and Islamic organizations and seeks to apply what he learns to benefit communities and the broader Ummah.
Yaseen brings over 23 years of experience as Head of Treasury and Investment at leading Islamic institutions in the UAE, managing multi-billion-dirham portfolios across liquidity instruments and sukuk. He is an Islamic finance researcher and IFQ holder with deep, hands-on market experience. Today, he focuses on research and training in Halalpreneurship, helping new entrepreneurs understand how to fund and grow their startups in a truly halal way.
Zakariyya is passionate about education and Islamic finance as tools for meaningful social transformation. His work is driven by a vision to educate and improve the socio-economic condition of Africa through integrated zakāh- and waqf-based agricultural development. Through Ethica’s scholarship, he aims to deepen his expertise and help build sustainable, ethically grounded economic models for African communities.
CIFE (Hon) + ACIFE FA (Hon)
Habib is the Investment Advisor Team Manager at ShariaPortfolio, specializing in goal-based financial planning for individuals, families, and businesses. His work focuses on retirement, education, and long-term financial strategies grounded in Islamic principles. With more than two decades of professional experience and dual MBAs in International Business and Sustainable Enterprise, he delivers personalized, Sharia-compliant investment solutions that align financial success with spiritual values.
Iman is a Senior Lawyer with extensive experience in banking and commercial law, specialising in Islamic finance structures. She advises on Shari’a complaint transactions, drafts agreements, and ensures regulatory compliance with Central Bank standards. With over 14 years in the financial sector, Iman combines deep legal knowledge with practical solutions for Islamic banking operations.
ACIFE FA (Hon)
Aisha Ashafa
Aisha is a strategic and results-driven professional with strong experience in sales management within Islamic banking. Proven in driving revenue growth, expanding market share, and leading high-performing teams in line with Shariah principles, she is committed to ethical banking practices and collaborative, performance-driven leadership.
Hasan Arslanhereiev www.linkedin.com/in/hasan-arslanhereiev-962baa229 is a Business Development Manager with a strong focus on Financial Analysis, Data Analytics, and Sales Strategy. Currently working in Dubai at Mobilika driving revenue growth through data-driven decisions and market expansion.
Pidi Apriyadi https://www.linkedin.com/in/pidi-apriyadi-a08327197/ Pidi is a master of economics specializing in Islamic economics. Pidi focuses on applying Islamic economic principles to contemporary policy and development issues. Pidi is committed to advancing research in Islamic economics and supporting evidence-based policies.
Tiffany Green-Abdullah https://www.linkedin.com/in/tiffanygreen/ Tiffany is a community leader, entrepreneur, and advocate for holistic development and social impact. She has been a proud member of the Muslim community for 16 years. As Director of Development of the Inner-City Muslim Action Network (IMAN) Atlanta, Tiffany champions transformative initiatives that merge community empowerment, health and wellness, and cultural engagement. In addition, she is the founder of Successory AI, a platform designed to help individuals drive their success by integrating wellness, AI, and Islamic knowledge.
CIFE (Hon)
Abdullahi Abdirahman Mohamed Abdilahi is a highly analytical finance professional with certifications including Financial Modeling & Valuation Analyst (FMVA) and Business Intelligence & Data Analyst (BIDA). As a graduating International Business Management student and employee at Takaful Insurance, he leveraged his advanced Excel skills to model financial data and ensured 100% compliance by correcting data entry anomalies in client policies.
Abdulai is a Chartered Accountant and a Chartered Risk Analyst with over 15years experience operating in rural banking. With a passion to contribute to solving problems, he is someone who is always eager to learn, grow and connect with others. With a spirit of adventure, he is always on the lookout for new ideas, experiences and opportunities to make a positive impact especially on the less privileged.
Abdullah Khalil https://www.linkedin.com/in/akhalil16/
Abdullah is a finance professional and Chapman University graduate with experience supporting client operations and reporting within global asset management. His background spans operational finance, client servicing, and complex financial workflows, grounded in precision, accountability, and a long-term perspective. Receiving this scholarship toward the Certified Islamic Finance Executive (CIFE) designation reflects his commitment to ethical, Shariah-compliant finance and continued professional growth. He aspires to contribute to institutions that value intellectual rigor, integrity, and principled capital allocation.
Abdul-Lateef Shaibu
Abdul-Lateef is a lawyer with an extensive grasp of law. Due to the diversity of his practice and experience, he advises and represents clients in diverse areas of law, including financing and raising capital for corporate entities. Abdul-Lateef seeks to acquire knowledge in the area of Islamic finance to be better equipped for the pioneering role of advancing the mainstreaming of Islamic finance.
Adama is a finance professional with a master’s in banking, money, and international finance, passionate about advancing Islamic finance. Currently enhancing her expertise through specialized training, she is committed to promoting ethical, Sharia‑compliant financial solutions. Her dedication has been recognized with a partial scholarship from Ethica to join the CIFE program, positioning her to make a meaningful impact in the industry.
Ahmad is a CFA charterholder and UK-qualified financial adviser focused on Shariah-compliant investing. He is the founder of Nisba, an education-first platform helping Muslims invest with confidence and clarity. Ahmad works at the intersection of Islamic finance, financial literacy, and ethical wealth-building in the UK.
Asman Njeru https://www.linkedin.com/in/chakwe?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium As an Award-Winning Banker at Absa Bank, Asman brings specialized expertise in providing comprehensive financial guidance. His focus is on Islamic Banking and serving as a Premier Assistant Relationship Manager, utilizing tailored strategies to meet sophisticated client needs. He actively partners with affluent clients to build, grow, and preserve their wealth through bespoke financial solutions.
Fakhra Tabassum
Fakhra is an Assistant Manager Liability Products, Marketing and BI at UBL with 10 years of progressive experience in Islamic banking, product management, and business control. She holds an MBA and is currently pursuing a Postgraduate Diploma in Islamic Banking, supported by multiple professional trainings in people management, HR, and Islamic banking products and services. She is a dedicated, results-driven professional with strong communication, leadership, and problem-solving skills, committed to driving quality, efficiency, and organizational success.
Dr. Haroon Baqai https://www.linkedin.com/in/haroon-baqai-686a536/
Dr. Haroon is an educator, finance professional, and student of knowledge with advanced degrees in management and financial management from the University of Maryland. He developed an Islamic diminishing-partnership home financing model, launched a school Waqf, and is committed to integrating Islamic finance education into community institutions.
Jayachitra Sathish https://www.linkedin.com/in/jayachitra-sathish-b17747116/
Jayachitra is an MBA graduate with nine years of experience in the banking sector. He is highly motivated to begin a career journey in Islamic banking. He has a strong interest in ethical principles and values followed in Islamic banking.
Kanaga Rathan V https://www.linkedin.com/in/kanagarathan/
Kanaga is a senior fintech and core banking professional specializing in the design and delivery of enterprise-scale banking and lending platforms across global markets. He has hands-on experience with Islamic finance products including Murabaha, Ijarah, Musharaka, and Istisna from a techno-functional and system implementation perspective. His current focus is on client solution architecture, platform modernization, and AI-enabled automation within banking systems.
Mahmoud Abdelmoniem https://www.linkedin.com/in/mahmoud-abdelmoniem-73a522124?utm_source=share_via&utm_content=profile&utm_medium=member_ios Mahmoud is an entrepreneur and expert in real estate and financial development, leading innovative residential and commercial projects in Egypt and the Philippines — including Jumeirah Ville, the first Halal-certified Islamic subdivision. He possesses strong expertise in financial planning, investment evaluation, internal auditing, risk management, governance, and compliance, along with extensive experience in project development, corporate structuring, and regulatory coordination.
Maimuna Abubakar Sani https://linkedin.com/in/maimuna-abubakar-ba5815144
Maimuna is a legal practitioner (LLB, BL, LLM) specializing in compliance, data protection and judicial administration. Dedicated to bridging the gap between rigorous legal research and practical data governance to safeguard organizational integrity, Maimuna is a passionate advocate for financial literacy and has been educating others since 2021 through social media about the principles and practices of Shariah compliant investing.
Misbah Uddin Yasir linkedin.com/in/misbah-uddin-yasir-6abb84125
Misbah Uddin is a senior banking professional with over ten years of experience in the Indian public sector banking, with core expertise in credit appraisal, risk management, and regulatory compliance. He holds an MBA in Finance and is currently pursuing FRM Part I. He is keen to transition from conventional banking to Islamic banking or risk-focused roles that emphasize ethical finance, asset-backed transactions, and strong governance frameworks.
Mohamed Shafi Poolakkodan
Mohamed is a post-graduate in economics with more than 10 years of experience in finance. He is committed to pursuing a career in Islamic banking, where finance is grounded in justice, risk‑sharing, and real asset‑backed activity. He now wishes to transition from conventional finance into Islamic banking and contribute to the growth of Shariah‑compliant products in the GCC region.
Nasser Nahshal https://www.linkedin.com/in/nastech21/
Nasser is a seasoned Islamic finance professional with over 10 years of experience in sales and Sharia-compliant home financing. As Regional Manager for Guidance Residential, America’s #1 provider of Islamic home financing, he has helped more than 500 families achieve homeownership through ethical, riba-free solutions, contributing to over $250 million in funded volume. Nasser holds an MBA in Strategic Leadership from the Valar Institute at Quantic School of Business & Technology and graduated magna cum laude with a Bachelor’s in Business Administration from East Carolina University.
Qusay Mari https://www.linkedin.com/in/qusay-mari-841a5628
Qusay is a German-based financial operations professional with over a decade of banking experience and a Master’s degree in Financial Management. He is currently specializing in the intersection of Islamic Finance, Cybersecurity, and Risk Management to drive ethical financial practices in Europe. Qusay aims to leverage the CIFE™ certification to provide Sharia-compliant financial solutions within the modern digital economy.
Rasha Hegazy
Rasha is an experienced commercial professional who is passionate about bringing Islamic guidance to the professional field, especially the field of finance in Egypt. She has worked in financial leasing (Ijara) for 20 years, thus building knowledge of credit risk analysis, compliance and financial operations. Rasha then moved to the automotive tech field, offering new financial products through technology. Rasha is currently working on enriching her commercial and financial work experience with the basis of Islamic finance knowledge as well as completing the Master of Business Administration.
Raya Akram Rousan
Holding a Master’s in Finance and a recent FinTech certificate from Harvard VPAL, Raya Akram Rousan serves as the Partner and Jordan Country Director at Expectation State. Raya's work focuses on MSME development and introducing innovative financing tools, such as crowdfunding and supply chain finance, especially tailored to meet their needs and bridge the financing gaps. Through the CIFE program, Raya aims to design Sharia-compliant products that serve as robust, sustainable alternatives for effective economic empowerment.
Siddiq completed his Alimiyyah studies in Darul Uloom Blackburn and is currently on the ACA/CTA pathway. He has a keen interest in building on his knowledge in Islamic finance and to apply this learning to develop Shariah-powered financial solutions for owner-managed businesses and individuals.
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2025 Scholarship Winners
CIFE (SCHOL), ACIFE (SCHOL) SCHOLARSHIP WINNERS
Shaikh Abdul Barr
A young, rising scholar, and Mufti by training, Shaikh Abdul Barr is deeply committed to bridging traditional Islamic knowledge with modern financial solutions. He aspires to bringing accessible, compliant financial options to communities worldwide from his base in India. His goal is to simplify and teach Islamic finance concepts in a way that resonates with both scholarly and general audiences.
Ustadh Abdul Basit Raufi
Originally from New York City, Ustadh Abdul Basit graduated from the 7-year Alimiyyah program in Darul Uloom, Azadville, South Africa. He believes that it is incumbent that a group of scholars specialize in Islamic finance to save humanity from conventional interest. He spoke with his teachers regarding Ethica’s courses, and they advised him to take them for their benefit.
Mufti Mohammed Pasha
A fiqh instructor at a seminary in Illinois and a hafiz of the Quran, Mufti Mohammed Pasha also answers questions from across the country for Darul Ifta while teaching works such as the summary of Fiqh al-Buyu by Mufti Taqi Usmani. He is also familiar with the AAOIFI standards through is fatawa work. His students and colleagues have taken Ethica’s course and provided positive feedback which sparked his interest.
Ustadh Mohammed is a UK-based scholar who teaches Tajweed, Tafsir, and Dawah courses while setting up a foundational Dars Nizami syllabus. His aim is to cultivate and enhance the intellectual growth of students. He also wants to establish educational programs for his community and take a leadership role in guiding their collective journey towards intellectual and personal enrichment.
Mufti Tofael Nuruddin
Mufti Tofael is the rare combination of Ivy League graduate (Columbia Univeristy) and experienced Mufti. His long-term ambitions in Islamic finance are centered around promoting ethical, Shariah-compliant financial systems in the US and Canada. He is already in the CIFE program and will now be awarded a full scholarship to Ethica’s award-winning ACIFE FA program.
HONORABLE RECOGNITION WINNERS
CIFE (Hon) + ACIFE FA (Hon) + ACIFE ACC (Hon)
Ayyoub Tahbouch
An experienced IT Product Owner with over 10 years of expertise in agile methodologies, business analysis, and stakeholder collaboration, Ayyoub has a strong academic foundation, including a Master’s degree in Computer Methods Applied to Business Management, he has successfully led cross-functional teams to deliver innovative and user-focused solutions. Motivated by a desire to align his professional skills with his personal values, Ayyoub is passionate about transitioning into the field of Islamic finance to contribute to ethical and value-driven financial innovation.
Habiburrehman Haji
Unique with his American origins and traditional madrassa training, Habiburrehman was deeply influenced by teachers who emphasized the importance of serving underserved communities. He aspires to empower these communities through financial literacy which enables them to make informed decisions that align with their values. He is currently the resident scholar and imam at his Maryland Islamic society.
Marvin R.R. Cole
Marvin is an award-winning entrepreneur and advisor with experience in financial restructuring, operations, and fintech. He has a keen interest in Sharia-compliant finance and works to develop ethical financial solutions across different sectors. His focus is on creating inclusive and sustainable growth through Islamic finance principles.
Muhammad Ilyasaa' Bin Sadikin www.linkedin.com/in/muhammad-ilyasaa-bin-sadikin/
Muhammad Ilyasaa' completed his studies at Darul Uloom Zakariyya. Though new to Islamic finance and the financial industry as a whole, he is focused on gaining practical expertise in the field and aims to apply his learning toward community-focused efforts within this field. He believes the CIFE (Hon) and ACIFE (Hon) certifications will help him lay the groundwork for his professional journey in Islamic finance.
Sana Sadaf Rana
An investment financial service professional, Sana has over 6 years of experience in banking and, currently, in investment management with experience in divisions such as stockbroking services, operations, client service, front office, and project management. Having recently completed fundamental certifications in Islamic Finance and regulatory modules in Kuwait Capital Markets, Sana is striving to understand how to implement the way of Shariah principles into the industry as a product specialist to become available to investors. She is focused and ambitious on developing frameworks of Shariah-compliant products and funds that can offer diversity through materiality to clients and their assets in a fair, balanced, and transparent way while delivering collective responsibility to society in the generation of wealth and prosperity.
Sanni Toye Mustapha
Sanni has over five years experience working as an accountant and finance analyst across banking, academics, and hospitality in Nigeria. He is a Chartered Accountant and a Certified Financial Modelling and Valuation Analyst.
Yasmin is a seasoned business development professional with extensive experience in banking and fostering strategic partnerships. She holds a Master’s in Management and is currently focused on expanding his expertise in Islamic finance to drive financial inclusion and support underserved business segments. Passionate about creating impact, she seeks to apply innovative non-interest financial solutions in her role.
ACIFE FA (Hon) + ACIFE ACC (Hon)
Fluent in French, English, and Arabic, Moumouni is a CPA with a double-MSc, who now specializes in audit. He would like to apply his ACIFE skillset to his new roles at Islamic financial institutions. He has already completed the CIFE and is now embarking on his advanced certifications.
CIFE (Hon) + ACIFE FA (Hon)
Ahmed Saleh Hamid
Ahmed is a core banking professional with a strong IT background. With a CIFE (Hon) and ACIFE FA (Hon), Ahmed intends to contribute meaningfully to the development and expansion of Islamic finance, ensuring it remains true to its principles of fairness, transparency, and equity. In the short term, he aims to deepen his understanding of Sharia-compliant financial instruments, gaining expertise in areas such as Sukuk, Takaful, and Islamic microfinance.
Betül Sena Kaplan https://www.linkedin.com/in/bet%C3%BCl-sena-kaplan/
Betül is a graduate in both Economics and International Trade & Finance, currently pursuing an MBA, with professional experience at Kuveyt Türk Participation Bank’s Private Banking Unit. There, she worked on high-net-worth client portfolio management and Sharia-compliant banking products analysis within the framework of Islamic finance. Deeply committed to ethical and values-driven finance, she is multilingual with an international outlook, aspiring to contribute to the advancement of innovative Islamic banking models that combine integrity with modern financial needs.
Cheikhou Dansokho
Cheikhou is an IT engineer who is passionate about entrepreneurship and Islamic finance. He aspires to become a pioneer in his community by promoting ethical and halal financial solutions. His long-term goal is to develop a network of Islamic financial tools to support Muslims in France and Senegal.
A seasoned banker with over 15 years experience and 300+ licenses including certificates in Islamic Finance, Felicia believes that becoming an alumnus of Ethica Institute will give her career a major boost. Given her grounding in non-interest banking models her long-term ambition is to apply her knowledge at the central banking level.
Mustafa is an experienced management professional who has actively contributed to strategic projects and process optimization at a top-tier consulting firm. His career includes close collaboration with senior stakeholders, driving technical efficiency improvements, and promoting diversity in corporate environments. With a passion for Islamic finance and community work, he is committed to fostering social and economic innovation.
Nemat Jalolidinov
Nemat has been working in the field of public administration and finance for the last 12 years. For the last two years, he has been interested in Islamic Finance, especially in the field of Islamic insurance Takaful. He wants to develop in the direction of Islamic finance and obtain an MBA degree.
Ustadh Mussa Bhikha
A hafiz from Darul Uloom Zakariyya, Ustadh Mussa’s interest in Islamic finance stemmed from his deep concern for his fellow Muslims involved in the riba system of banking. Currently his native Mozambique offers limited Islamic financial options, a predicament he wishes to devote his life to changing. He has a sincere desire to serve the Ummah by promoting Islamic finance and hopes to combine his traditional knowledge of the Shariah with practical knowledge from the CIFE and ACIFE in the core products that underpin Islamic financial transactions.
Zohaib brings a unique background: professionally he has worked in treasury and finance operations in the US, and academically he attended an Islamic seminary with a focus on theology. His long-term ambition is to serve the Muslim community in the field of finance across local, national, and international levels. He aims to develop and support financial services that align with Islamic principles, ensuring that they foster economic growth and inclusivity while avoiding the severe prohibitions mentioned in the Quran and Sunnah.
CIFE (Hon) + ACIFE ACC (Hon)
Chief Financial Officer (CFO) at Majan University College in Oman, Amr is a highly qualified professional with a background in accounting and consulting from Deloitte and KPMG and an ACCA and MBA from the UK. He believes that the CIFE and ACIFE ACC combination will add value to his scholarly journey in Islamic finance.
ACIFE FA (Hon)
Abhishek Kumar Singh https://www.linkedin.com/in/abhishek-singh-937a3560
With 12+ years in Bahrain’s banking sector and an MBA in Finance, Abhishek holds CII (UK) and FAP (Bahrain) certifications. Passionate about Islamic finance, he aims to bridge it with conventional finance by promoting ethical investing, financial literacy, and Shariah-compliant solutions to address real-world societal challenges.
Abusufyan Ibrahim Mahmood
Abusufyan is a multidisciplinary finance professional with a strong background in Islamic finance, risk management, and embedded systems engineering. He currently works with the Bank of Industry’s Non-Interest Banking Group, where he is developing Shariah-compliant financial solutions that will leverage technology to promote financial inclusion and empower MSMEs. Passionate about the Halal economy and ethical innovation, he integrates digital tools and Islamic finance principles to drive inclusive economic development across underserved communities.
Aisha Boodhoo, CIFE
Dubai-based Aisha is a 30+ year professional with a background in finance management before transitioning to Islamic finance. Her experience in consulting from Deloitte, KPMG, and Pricewaterhouse Coopers, and her ACCA makes her uniquely qualified for Islamic financial institutions. She already has a CIFE from Ethica and now aims to advance her knowledge with the ACIFE FA.
A Mufti-in-training, Ustadh Ahmed is a highly qualified scholar with a passion for spreading Islamic finance across India. He holds a Bachelor’s in Islamic Sciences, Arabic, and Literature, and a Bachelor of Commerce. He holds Ethica’s CIFE which has helped him in his final year of the Mufti specialization towards his Arabic thesis “Islamic Provisions on Various Online Transactions.” His dream is to apply Islamic finance principles to help address India’s economic challenges, particularly its reliance on interest-based systems.
Hassan is a seasoned banking professional with over 25 years of experience leading retail product development across top international and regional banks in the UAE and Qatar.He has successfully launched and transformed businesses, driving growth through innovation, operational efficiency, and digital strategy. Passionate about Islamic finance, he continues to contribute to the industry through visionary leadership and deep market insight.
Ibrahim Bengaly Kante
Ibrahim brings 15 years of expertise in business and commercial banking, alongside a Bachelor of Science in Business Administration, to the financial world. He is currently launching an ethical CFO consulting practice focused on empowering Muslim entrepreneurs with Shariah-compliant financial guidance grounded in justice and integrity. His ultimate goal is to seamlessly integrate faith and finance, fostering halal business practices and eradicating riba.
Iqbal Karmally, CIFE
Senior Vice President and Head of Islamic Trade Finance for ten years in the UAE, and a past CIFE graduate, Iqbal is now transitioning to Islamic finance training. He believes that the ACIFE will enhance his knowledge to better enable him to serve and educate aspiring students in the field of Islamic banking. The combination of a CIFE and ACIFE FA (Hon) puts Iqbal into an elite cadre of professionals with grounding in both core and advanced Islamic finance principles.
Mashud Abukari
Mashud holds an MS and BBA in Accounting from CUNY, NY and his long-term goal is to transition to the Islamic finance industry, utilizing his extensive experience in conventional finance to foster growth in the Islamic finance field. He is currently pursuing traditional Islamic studies and believes that Ethica’s comprehensive curriculum and commitment to excellence align perfectly with his professional development goals.
Neelamshetty Shiva Jagadish Kumar
Neelamshetty brings prior experience in Risk and Compliance within the financial services sector. He is actively pursuing professional certifications in Islamic finance, risk management, and compliance to enhance his expertise and career prospects and is focused on transitioning into leadership roles in the UAE's banking industry, contributing to ethical and Sharia-compliant financial practices.
Shaker has been part of the growth of Islamic finance for a number of years, most recently as an investment and financing manager at Afghanistan International Bank. Fluent in four languages and a recipient of numerous professional qualifications, he left conventional banking to focus his efforts on an interest-free career for the betterment of his community and his country.
Youssouf Ali Bamba https://www.linkedin.com/in/ali-bamba-youssouf-ph-d-10b169a2?utm_source=share&utm_campaign=share_via&utm_content=profile&utm_medium=ios_app
Youssouf is a lecturer and researcher who specializes in the interplay between Islamic finance and socio-economic development. His doctoral thesis, focusing on this interaction, provides critical insights into ethical financial mechanisms and their impact on communities. With three years of experience as an Islamic finance consultant, he supports financial institutions and organizations in integrating Sharia-compliant models while ensuring compliance with local and international regulations.
Yusuf Onyango
Yusuf is a highly skilled software engineer specializing in the fintech industry, particularly within Islamic investment banking. With a strong focus on Sharia-compliant securities analysis and portfolio management, Yusuf is passionate about advancing the growth of the global Islamic finance industry through innovative fintech solutions and strategic investments.
ACIFE ACC (Hon)
Assem Baimakashova
Assem FRM, is Finance Officer at MIZAN Islamic Finance Ltd. He holds a Master’s in Economics and Business and brings over a decade of expertise in risk management, internal audit, and regulatory compliance in Kazakhstan’s financial sector. Assem is passionate about fostering innovative, Sharia-compliant solutions and helping build a robust Islamic finance ecosystem in Kazakhstan.
Mufti Ismaeel is the Founder and Director of Al-Burhaan, an integrated Islamic institution. A traditionally qualified Islamic scholar, Qari of the seven and ten Qiraʾat, and qualified Mufti, he has issued thousands of Fataawa, authored well-researched books and articles, while holding formal accreditation in mediation and arbitration with advanced specialisation in international commercial arbitration, alongside certifications in Islamic finance (CIFE) (ACIFE FA) (ACIFE ACC Hon).
CIFE (Hon)
Aaqib Nadeem
Aaqib is an experienced banking professional with over seven years at the State Bank of India, currently working as a Branch Manager. He has received multiple performance awards and led his branch to be selected among the top 40 in the Delhi Circle under the prestigious CGM Club. He is presently pursuing the Certified Islamic Finance Executive (CIFE) program to strengthen his expertise in ethical and Sharia-compliant banking practices.
Aban Ali
Aban is a seasoned banking professional with over nine years of comprehensive experience across SME, Mid-Market, and Corporate Banking in both Pakistan and the United Arab Emirates. He possesses specialized expertise in credit structuring, Islamic finance, and strategic relationship management, having successfully executed a range of complex financing solutions for diverse client segments. Mr. Ali is distinguished for his disciplined approach, deep market knowledge, and consistent delivery of high-impact, client-focused financial strategies aligned with institutional goals.
Abdihafid Farah Ahmed
Branch manager at a major bank, Abdihafid’s long-term goal is to deepen his knowledge of Islamic finance. He believes that completing the CIFE (Hon) program will be instrumental in helping him achieve this. A self-starter by nature, Abdihafid is also the CEO and Founder of a private accounting practice where he helps businesses achieve their long-term financial goals.
Abdul Wahid Dilawar
Abdul Wahid FCCA has a BSc in Applied Accounting from Oxford Brookes University who is a qualified accountant aiming to complete the CIFE qualification from Afghanistan. He believes this certification will provide a strong foundation in Islamic banking and finance, aligning with Afghanistan’s upcoming transition to fully implement Islamic banking within the next two to three years. Abdul considers this qualification ideal for professionals, regardless of prior qualifications, to build comprehensive knowledge in this field.
Abubakar Raji
Since 2012, Ethica Institute of Islamic Finance has been Abubakar’s resource for Islamic banking knowledge, helping him transition from conventional banking to Islamic finance at Jaiz Bank in 2013. Ethica introduced him to core concepts like Murabahah, Mudarabah, and Musharakah. With over 20 years in banking—nine in conventional and 12 in Islamic banking—he has worked across IT, Operations, Branch and Regional Management, and Shariah Compliance.
Adaru Mohammed
Adaru is a Chartered Accountant and holds an MBA in finance with over 17 years of experience in banking operations, credit, and treasury management, specializing in governance, risk, and controls. His professional journey is now deeply focused on applying this extensive experience within the framework of Islamic Finance, a field that aligns with his core ethical and religious values. He is committed to contributing his expertise to develop and promote ethical, Shariah-compliant financial solutions for communities.
Adeyemo Wale Lateef
Dr. Adeyemo is a prize-winning dean and lecturer in the faculty of law where he has written academic textbooks and numerous published works on law, including “Ijarah Lease Contract and Islamic Banking Products” and “The Historical Development of Islamic Jurisprudence.” We believe that the knowledge he gains from Ethica’s certification will help him teach a new generation of professionals about the benefits of an interest-free system.
Ahmad Sarsour
Ahmad had the privilege of growing up in Palestine and moving to the US going on to get a bachelor’s degree in Biochemistry and following it up by pursuing a Doctor of Pharmacy degree. Upon finishing his college education, his passion for seeking knowledge was kindled and he kept on diving into different topics until he finally landed on Islamic studies and Halal Finance.
Ahmed Ayodele Agboola http://linkedin.com/in/ahmedagboola
Ahmed is a seasoned Treasury and Global Markets professional with sixteen years of experience in currency trading, financial control, and strategic liquidity management across leading financial institutions. He has led transformational initiatives at Access Bank and Coronation Merchant Bank, delivering innovative treasury solutions, strengthening regulatory compliance, and driving market growth. Beyond his professional achievements, Ahmed is an advocate for Islamic finance, committed to advancing inclusive financial solutions that broaden access and create sustainable impact.
Ahmed Rajab Al Bulushi
Ahmed works with the Transformation Department at Sohar International Bank in Oman. He has more than 20 years of experience in the banking sector and has been awarded by the local law enforcement agencies for his dedication and commitment on fighting financial crimes. He is passionate about gaining knowledge and understanding new products and processes.
Aishah is a highly adaptable and resourceful professional with a unique background in financial analysis, research, and entrepreneurship. With a proven ability to translate Islamic financial concepts into clear, professional content, she leverages her hands-on experience in strategic operations and management to educate the public on the core principles of Islamic finance. Her ultimate goal is to promote a greater understanding and adoption of Islamic finance in everyday life.
Amadou Arona Sy
Sy is a serial entrepreneur and board advisor with over 18 years of experience. He currently advises local communities and global institutions on various business and social issues such as poverty alleviation, healthcare, job creation, entrepreneurship and ethical banking. He is mainly based in Senegal and is fluent in four languages.
Ammar Sallie
Ammar is a student and entrepreneur based in the UAE, with a background in sales and digital marketing. He is committed to helping businesses succeed without compromising on Islamic values. His goal is to build and support halal ventures that operate with integrity and purpose.
Arshad Hussain
Arshad joined the State Bank of India as a Probationary Officer and is presently working as the Assistant General Manager in the corporate office overseeing a workforce of 10,000 where he enhances the bank's outsourced services ensuring a seamless setup process for outsourced support services through various stakeholders' engagement and risk mitigation.
Atiku Abdulhafiz
Atiku is a driven individual with a passion for learning, creativity, and problem-solving. With a background in accounting, he enjoys exploring new ideas and helping others grow. He believes that the CIFE will further advance his career to bring ethical financial options available to a wider customer base.
Baliqees Abdulrauf Olaitan https://www.linkedin.com/in/baliqeesabdulrauf019
Baliqees Abdulrauf is a dedicated HR professional passionate about employee engagement, organizational success, and ethical finance. She aims to actively promote ethical finance by engaging in meaningful discussions and creating positive experiences for those unfamiliar with its principles. With a background in English and a commitment to continuous learning, she strives to align her work with values that foster both personal and professional growth.
Basainey Ebrahima Jammeh
Basainey is a business development and private sector specialist in a large-scale ecosystem-based adaptation project in Gambia. He holds a Master’s in International Business from Berlin University and is keen to learn the products and transactions used in Islamic finance for practical application in his work.
Bissan Ramahi https://www.linkedin.com/in/bissan-ramahi-7986035/
Bissan is an expert in investment and program management with extensive experience in developing and executing large-scale sustainable development initiatives from concept to full implementation. Skilled in structuring investment strategies supported by rigorous financial, social, and political analyses, ensuring projects align with economic development priorities while addressing broader social and political contexts.
David Brown Jihad Dawud
Born and raised in Washington DC, David reverted to Islam in 2023. He brings a long-time passion for finance and investing to his newfound pursuit of a career in Islamic finance focusing on fintech.
Edwin Salim Saidoo
Edwin earned his BA in Islamic Law and an MA in Philosophy, Theology & Religious Studies along with a Diploma in Arabic. He is a Shariah Consultant who has organised a number of youth seminars and workshops and hopes to have a career in Islamic finance.
Faouzi holds a PhD in Statistics, complemented by an MBA and an executive master in Audit. He is a seasoned Financial Risk Manager with over 25 years of experience within top-tier financial institutions. He is motivated by the opportunity to capitalize on his extensive banking and risk management experience to contribute meaningfully to the development and spread of Islamic finance in Europe.
Fatima Coulibaly
With over 15 years of experience in finance, business development, transactional banking, and digital transformation, Fatima is a results-driven leader shaping the future of payments and financial ecosystems across Africa. As Group Head of Receivables Products at Ecobank, she spearheads strategy, innovation, and large-scale transformation across 34 countries, driving revenue growth, operational excellence, and financial inclusion.
Fawaz Yunus
Fawaz is a member of the Association of Chartered Certified Accountants (ACCA UK) and holder of a BA in Commerce. His interest in studying Islamic finance is borne out of the perceptible need for deepening financial inclusion in areas where people are increasingly disenfranchised by the conventional financial market due to its interest-driven elements. He believes that there is a gross lack of understanding of Islamic finance despite growing interest, with a few banks and financial houses and academics making attempts.
Humaira Jahan Rupu
With over 12 years of experience as a central banker, Humaira is currently focusing on transitioning into a specialized role in global Islamic economics and Islamic finance. Her aim is to find practical alternatives to interest-based instruments for macroeconomic management and to introduce appropriate Shariah-compliant tools that preserve monetary control without violating Islamic principles.
Ibrahim’s interest in Islamic finance stems from his religious beliefs. As an economics major, he is drawn towards finance and believes that a scholarship for a CIFE (Hon) from Ethica would go a long way for him to pursue his interest in Islamic finance. Long-term, he would like to be an active contributor in combating conventional finance practices and offering an ethical alternative to the masses.
Jeswath Kader
Jeswath brings 14 years of experience in banking and finance from ADIB, HSBC, and JP Morgan, and his long-term ambition is to contribute meaningfully to the growth and evolution of Islamic finance by leveraging both traditional Islamic knowledge and contemporary financial expertise. His goal is to bridge the gap between conventional and Islamic finance practices, working toward a financial system that emphasizes fairness, transparency, and social justice.
Karim Zergane
Karim is a first-year PhD student in fintech and Islamic banking who plans to continue his studies towards professional training in order to deepen his knowledge. He intends to draw on his CIFE (Hon) training to bring an innovative perspective to research in Islamic finance. Professionally, he has been a bank management controller with over 9 years of experience in financial management and reporting.
Kashif Abdul Basith https://www.linkedin.com/in/kashifbasit/
Kashif is an MBA in International Finance with 18 years of experience in data and analytics at Unilever, and a lifelong passion for Shariah-compliant investing. He conducts financial literacy sessions for underprivileged communities in India, helping families transition to ethical, Islamic finance solutions. Kashif aspires to expand his impact by establishing a Shariah-compliant investment advisory service, promoting financial well-being and inclusion.
Kayode Afolabi
Regional manager at Lotus Bank, Kayode’s long-term goal is to increase underprivileged groups' access to financial services that comply with the Shariah. He intends to do this by creating innovative digital banking solutions and Islamic products that satisfy both contemporary financial demands and religious precepts. Through these initiatives, and his academy research on financial inclusion, he hopes to demonstrate that Islamic finance can be a powerful tool for economic empowerment and sustainable development while staying true to its ethical foundations.
Kia S. Austin
Kia is a contract compliance consultant and legal operations professional based in the United States. She is the founder of Worldwide Ally Management & Consulting Services, LLC, a consulting firm specializing in contract management for cross-border and Sharia-compliant transactions. With a focus on ethical business practices and global standards, Kia is committed to aligning U.S. legal frameworks with Islamic financial principles.
Manahil Siddiqui
Manahil Siddiqui is a Product Associate in the Group Islamic Banking Department at Habib Bank AG Zurich. With a solid background in corporate finance, audit, and financial analysis, his long-term ambition is to grow into a leadership role within Islamic finance, where he can contribute to sustainable and responsible financial practices that positively impact society. He believes that the CIFE (Hon) program offers structured, in-depth learning essential for an understanding of both theoretical knowledge and practical tools.
Maryam Ahmad https://www.linkedin.com/in/maryam-ahmad-51b79b367
Maryam is an Islamic finance professional whose long-term ambition in Islamic finance is to contribute to the development of a robust, ethical, and inclusive financial ecosystem that aligns with the principles of Shariah law. Her focus is on enhancing financial literacy, promoting ethical investment, and advocating for the development of Shariah-compliant financial instruments that can address modern challenges, such as environmental sustainability, poverty alleviation, and financial inclusion.
Maryam Mohammed Nasidi
Maryam holds a degree in Accounting and a master's degree in banking and finance, with over a decade of extensive experience in central banking. She has an interest in deepening her knowledge on the development of Shariah-compliant financial solutions, regulation, and growth in Islamic finance.
Maxime Derydt
Maxime is currently pursuing a Master in Finance at IE Business School in Madrid. Passionate about sustainable and ethical finance, he brings prior experience in audit, tax, and digital transformation to his academic and professional journey. His goal is to integrate sustainable finance and asset management expertise with Shariah-compliant solutions to make responsible finance more accessible across Europe and beyond.
Mohamed Ibrahim Kader http://linkedin.com/in/mohamed-ibrahim-mba-cert-flmi-39610415
After 20+ years of leading operational excellence and fostering long-term value, Mohamed is turning his attention to Islamic finance—a field where ethics and impact converge. He is passionate about contributing to its evolution by promoting halal financial practices and helping eliminate riba, creating a more inclusive and principled financial future.
Mohammad Akhtar Ammeer https://www.linkedin.com/in/dr-mohammad-akhtar-ammeer-14617013/
Dr. Mohammad Akhtar Ammeer is a seasoned finance and strategy professional with a corporate career of two decades across various industries like pharma, tech, retail and defense in the Middle East and Africa. His core expertise lies in maximizing shareholder value through corporate finance, financial management, and strategic transactions, having led complex deals and value-creation initiatives in different capacities. He is a Fellow of ACCA (UK), US CMA, and holds a PhD in entrepreneurial behavior. As he enters the next chapter of his career, he endeavors to bring Islamic finance alternatives in markets where he can make a meaningful change.
Mohammad Talha Farooq
Mohammad is an Islamic scholar, educator, and Director of Suffah Educational Guidance in Skokie, Illinois. He specializes in Arabic, Hadith, and Islamic jurisprudence, and is currently pursuing advanced training in Iftāʾ and Islamic finance. His work focuses on combining classical Islamic scholarship with contemporary financial and educational challenges.
Mohammed Dikko
Mohammed uniquely transitioned from a background in engineering to a career in banking, where he is now a Senior Banking Officer in the Bank of Industry, where he is in charge of project appraisals, recovery, and developmental awareness, and now is looking to transition into Islamic finance. He looks forward in his CIFE (Hon) to learning the products that will enable him to offer Islamic solutions to his industrial clients.
Mohammed Talha Hashmi
Mohammed is a BBA final-year student with a deep passion for Islamic finance who began his education with a foundation in both Islamic and conventional studies and is now focused on promoting interest-free financial systems. He aims to gain global experience and contribute to the growth of Islamic finance in India.
Mohammed Waheed Bangash
Mohammed is an ambitious Accounting and Finance major at the Bahrain Institute of Banking and Finance where he is in the second year of his three year program. He has trained in the Finance and Banking Investments department of Al-Khair Capital in Saudi Arabia during this time and now aims to benefit through the CIFE (Hon) by learning the core products that are most commonly used in Islamic finance.
Moulaye Mohameidou
Moulaye is an Investment Director at Echosys Invest, a leading renewable energy and infrastructure financing across Africa through the Afrigreen Fund. With over ten years of experience in project finance and development, he has managed major solar, biomass, and rural electrification projects. A graduate of École Centrale de Marseille, he is dedicated to accelerating Africa’s energy transition.
Muhammad Siddiq Abdullah
Muhammad Siddiq is a student of Islamic Law and the various Islamic Sciences dedicated to lifelong study, implementation, teaching, consultation, and advising to Muslim individuals and communities.
Muhammed Marong https://www.linkedin.com/in/muhammed-marong-a048b429b
Muhammed is a third-year student of Islamic Economics, Banking, and Finance at the International Open University. Formerly serving as Chief Compliance Officer, he now focuses fully on advancing his knowledge in Islamic finance. He is currently pursuing a professional certificate from Ethica Institute, aiming to become a leading advocate for Shariah-compliant finance.
Muktar Yunus Muhammad
Muktar is currently engaged as a research schoolar at King Khalid University KSA, focusing on Islamic Fintech, Islamic Trade Finance, Risk Management in Shariah compliance.
Muneer Abduroaf https://www.linkedin.com/in/prof-muneer-abduroaf-04651719/
Professor Muneer Abduroaf is an associate professor at the University of the Western Cape Faculty of Law, Department of Private Law. His qualifications include an LLB in Shariah Law, LLB in South African, LLM in International Law, and an LLD in Constitutional Theory. Professor Abduroaf is also an attorney and sworn translator of the High Court, a member of the Muslim Judicial Council Fatwa Committee where he officiates as an ad hoc judge, and he has been appointed as a CRL Rights Commissioner of the CRL Rights Commission (Chapter 9 Institution) by the President of South Africa.
Oka Widana
Oka is that rare combination of individual whose career has straddled both the professional and academic worlds: for over 30 years he has worked at some of Indonesia’s leading banks, and he has also been an associate professor at the post-graduate level in Islamic finance. He aspires to join the CIFE (Hon) program to deepen his expertise in Islamic finance and contribute to the sustainable growth of Indonesia's Islamic banking industry. His background as an academician and professional banker positions him to bridge the gap between theory and practice in developing Sharia-compliant financial solutions.
Osman Saleem
Osman has over 15 years of experience in the technology and cybersecurity of smart buildings and critical infrastructure sectors. He also serves on the board of iEndow, one of the first awqaf (Islamic endowments) established in Canada to bring sustainable impact to the community and allows individuals and organizations to leave a lasting legacy.
Pohnpawee Suebsantikul https://www.linkedin.com/in/pohnpawee-suebsantikul-0ba33610a/
With five years of experience as a financial advisor, Pohnpawee identified major gaps in Thailand’s market. Her Master’s degree in Entrepreneurship and Innovation Management and Ethica's CIFE will equip her in creating professional financial planning services that align with Islamic principles, empowering clients to grow their wealth without compromising their beliefs.
Rizqa Manggala https://www.linkedin.com/in/rizqa-manggala
Rizqa is a finance professional with over 10 years of experience at Telkomsel, Indonesia’s largest telecommunications company. He actively serves his local community as a part-time imam and treasurer for both the mosque and neighborhood association. Driven by his commitment to Islamic values, Rizqa is pursuing a career in Shariah-compliant finance and aspires to contribute to the ummah through ethical financial leadership in the Middle East.
Rohaida Zacaria Pangcoga
Rohaida hails from Marawi, the only Islamic city in the Philippines, is a passionate advocate of Islamic finance. With a strong background in the insurance industry, she now aims to become a certified Islamic finance professional to promote halal financial literacy in her community and nationwide. Her mission is to educate others on the importance of ethical, Shariah-compliant financial solutions in today’s modern world.
Ruqayyah Bakare
Ruqayyah is a Financial Analyst with a BSc in Economics, MSc in Finance, and ACA qualification. Driven by a deep commitment to social justice, she is passionate about leveraging Islamic Economics and Finance principles to bridge the inequality gap and foster ethical wealth creation in her home country, Nigeria. Her ultimate goal is to contribute to policies and initiatives that will transform Nigeria into a prosperous, self-sufficient nation with a high standard of living for all.
Sabbir Chowdhury www.linkedin.com/in/csabbir
Sabbir has nearly a decade of experience as a doctor in the NHS, combined with roles in leadership and management, having graduated with distinction from Imperial College Business School. He is currently training to be a General Practitioner and works as a Strategy Consultant for Waqf Wakalah in London, United Kingdom. He aspires to continue bridging healthcare and Islamic finance, particularly in the Middle East, working alongside venture capital and private equity firms.
Sadiq Isah
Sadiq is a dedicated finance professional with a strong passion for Islamic finance with six years of experience in Islamic banking at Jaiz Bank, where he has worked both as a Credit Risk Management Officer and Relationship Manager in Corporate Banking. His goal is to deepen his knowledge through the CIFE (Hon) program, enabling him to contribute to the development of innovative Sharia-compliant financial solutions that meet the needs of diverse clients. Long term, he wishes to set up his own Islamic finance firm to provide ethical financial services.
Sameer Abbas
Having completed his degree in Accounting and Finance, Sameer developed a strong interest in Islamic finance while navigating a conventional, interest-based financial system in the UK. His goal is to promote and implement Shariah-compliant financial solutions in Western contexts and beyond. He aims to leverage the CIFE (Hon) certification to pursue a career in Shariah compliance, particularly in the UAE.
Mufti Shahzaib Rajper https://www.linkedin.com/in/shahzaib-rajper-csaa-cife-33b26119a/
Shariah Compliance Officer at Microfinance Bank in Pakistan, Mufti Shahzaib has over six years of experience in the Islamic finance sector, all the while gaining valuable insights into the practical applications of Shariah principles in the financial industry. He is particularly drawn to Ethica’s reputation for providing world-class Islamic finance education, and believes the CIFE (Hon) program aligns perfectly with his career goals. He is also a visiting faculty member in the University of Karachi’s Department of Islamic Learning.
Ssemakula Musa https://www.linkedin.com/in/ssemakula-musa-ab7087198/
Ssemakula holds a bachelor’s and master’s in Islamic banking and finance from the Islamic University in Uganda. He found a 60% awareness gap through pioneering research on customer perceptions in Islamic microfinance and has empowered over 150 lives with financial literacy. With Ethica’s CIFE (Hon) he intends to use fintech to promote ethical prosperity across East Africa.
Sulaiman Bah www.linkedin.com/in/sbah7
Sulaiman is a Fellow of the ACCA (UK) with over 16 years of experience in the mining and financial services sectors. As Finance and Supply Manager at Sierra Rutile Limited, the world's leading producer of natural rutile, he has led strategic initiatives that have delivered over US$10 million in annual cost savings. His leadership has been instrumental in driving efficiency and cross-functional collaboration across the business.
Sultan Aziz https://www.linkedin.com/in/sultan-aziz-92a78091
Sultan Aziz is currently serving as AVP-II at Pakistan Kuwait Investment Company. He is a seasoned credit administration specialist with over 15 years of experience in corporate and commercial banking. He has expertise in syndicate lending, project finance documentation, collateral management, and risk mitigation with a focus on regulatory compliance and process enhancement.
Syed Faraz Uddin Ahmed https://www.linkedin.com/in/syed-farazuddin-ahmed-fcca-3741b566
Syed Faraz is a corporate banker with 14 years of banking experience, with expertise in trade finance, real estate finance, and financial analysis.
Talhah Dalal https://www.linkedin.com/in/talhah-dalal-02394223a/
Exceptionally ambitious, Talhah completed his secondary education while simultaneously undertaking a six-year course in Islamic Jurisprudence, Islamic Finance, Inheritance Laws, Tafsir, Hadith, and Arabic syntax, morphology, and rhetoric. As Imam of his Islamic Center in Dewsbury, UK, he has a strong sense of leadership and community service, which he is eager to apply to developing ethical financial solutions. In future he hopes to be leading projects in asset and wealth management, offering Shariah-compliant investment options that empower people to grow financially in a way that aligns with their values.
Tasneem Aaliyah Yadi
Tasneem is a recent graduate with a degree in Islamic Economics, Banking, and Finance. Driven by a passion for advancing Shariah-compliant, ethical financial solutions, she is committed to using finance as a tool to foster societal growth and empower Muslim communities. Tasneem believes that pursuing Ethica’s CIFE (Hon) program is the perfect opportunity to kickstart her career, allowing her to combine her academic foundation with practical expertise in the core financial products fundamental to Islamic financial transactions.
Waly Mohamed Mbaye
Waly Mohamed is a financial adviser, from New York where he helps clients—primarily from the Muslim community—achieve their financial goals through ethical financial solutions. With a background in public administration and over 20 years of experience in impact-driven program management, he brings a unique perspective to financial planning. Waly is committed to bridging faith and finance together by making halal investment options more accessible to the Muslim community in the US.
Yasir Channa
Yasir is a senior banker who brings nearly 20 years of diversified experience in Islamic finance, product development, project management, and data analytics. He is currently VP of Islamic Banking at Soneri Bank in Pakistan, and has held senior positions at BankIslami, HBL, MCB, Meezan, and SaudiPak. Combined with his MBA, he intends for the CIFE (Hon) to further his knowledge base for promoting Islamic finance across his customer base.
Zaahida Abdullah linkedin.com/in/zaahida-a-39b04a353
Zaahida is an ambitious young scholar-in-training with a bright future. She has been studying various fields of Islamic sciences, including History, Fiqh, Aqeedah, Seerah, Tafseer, Arabic Grammar and Arabic language, and has received Ijazas in some of these. She believes that her Islamic educational background is a great value addition to her growing financial understanding. She sees that the conventional finance system is an oppression on humanity, and is soon to collapse, whereas Islamic Finance is the liberation and natural growth of wealth. Her CIFE (Hon) is sure to complement her traditional knowledge with an understanding of modern financial products and their implementation.
